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A high-tech agricultural enterprise integrating R & D, production, processing and sales of space rice, corn, wheat, rape, perilla and other seeds

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A high-tech agricultural enterprise integrating R & D, production, processing and sales of space rice, corn, wheat, rape, perilla and other seeds

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Professional foundation, innovation wins, service first

A high-tech agricultural enterprise integrating R & D, production, processing and sales of space rice, corn, wheat, rape, perilla and other seeds

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Don't get hurt by the food bank! Is it reliable? What do you need to pay attention?

Recently, People's Daily Online and China Central Broadcasting Network have successively reported news about the "Food Bank", and the "Food Bank" has immediately become a hot topic of discussion. What exactly does "food bank" mean? In fact, this kind of food bank is similar to an ordinary commercial bank, except that ordinary banks deposit money and food banks deposit grain.
Sun Liwu, a special commentator of China Rural Voice, analyzed: Nowadays, the problem of difficulty in storing and selling grain still plagues the majority of farmers. The collected grain is stored at home, which not only takes up space, but also worries about the mildew of grain due to poor storage. Or, the price is unstable, resulting in the loss of the final low price sale.
There is a way to save food from these worries in the future: to deposit food in the "food bank". It is a form of grain circulation in which enterprises learn from the business model of the banking industry and use their own storage and management conditions to store grain on behalf of farmers. That is to say, what is deposited in the "bank" is not money, but grain; what is deposited in the "passbook" is not the amount of money, but the amount of grain held.
Now, many regions are full of expectations for food banks. However, risks and interests coexist, and there is also a lot of news about the suspected illegal fund-raising of the food bank. In some towns, there have been cases of "food bank" operators running out of debt or money, and depositors have suffered corresponding losses, which has sounded the alarm for the operation of the "food bank.
So, "food bank" in the end rely on unreliable?
In general, the "food bank" is of great significance to the development of rural areas. First of all, the "food bank" can effectively improve the rural living environment. In addition, through professional and unified drying equipment, the "grain bank" has effectively reduced the manpower expenditure of single-family farmers when drying grain. Finally, the "grain bank" has also effectively increased farmers' income.
Of course, from the perspective of national food security, it solves the "last mile" problem that is difficult for the country to overcome, reduces the loss of food reserves, and is a brave exploration of the reform of the food circulation system.
However, the essence of banks is confidence and credit, and how can small grain enterprises have the strength to make people confident? It is possible to run every minute or sell the grain secretly and leave. Therefore, although the "food bank" model has many benefits, it also has development bottlenecks. It also needs policy support, strengthening supervision and the establishment of various systems to promote its standardized operation and healthy operation.

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